Raj Kumar Sharma, a banker by profession and writer by choice, has vast experience in different segments of banking and finance. Grown up in a modest town in central India, Bhopal, Raj Kumar has completed his graduation from Bhopal University. He got the inspiration to write the book's during his stint as a trainer in one of the prestigious training institutes of a leading bank in India. The Eureka moment came when his case studies got awarded the first prize in competitions organized by the National Institute of Bank Management-Pune & Indian Institute of Banking and Finance. He likes to write on both fiction and non-fiction topics. His first book was a self-help book with the title " My Choice My Life" which is a collection of 77 short stories depicting the importance of the right attitude toward life. Being a banker by profession, his second book was obviously on banking related topic which is "Ratio Analysis" in which he discussed the importance of key financial ratios & their uses. His third book " Export Business-A Beginner's Guide" is a guide inspired by Make in India initiative for young generation entrepreneurs to start their export businesses. He has covered the useful resources which an aspiring start-up can use to leverage upon available information for the growth of his business. His fourth book is a science fiction " Destination: Beyond Frontiers" which is a journey into deep space and the mysteries of the universe. This book depicts the story of an Indian space mission and covers interesting facts about our universe. It is a fun reading for all age groups and an easy way to understand the universal forces which are imbibed in this science fiction novel. His fifth book " Balance Sheet Analysis" is a tool for investors & bankers to understand the structure of the balance sheet & learn to interpret the information hidden in the balance sheet. He has written this book by keeping prospective credit analysts and value investors in mind & the book elaborates on the points these users should look for in the balance sheet. His Sixth book " Bull's Eye- An Investment Guide for Beginners" is directed towards educating first-time investors to understand the market and the importance of behavioral aspects in investment.